Useful covers

Because mozaïk goes farther than home insurance, Foyer offers you a selection of covers that will make your life more pleasant.

Useful covers to be combined for greater comfort.

Electronic items

Home automation, Ultra HD TV, multimedia equipment or your latest robot vacuum, all of these technological equipments are covered in case of fall, breakage or theft.

Portable items

Smartphones, cameras, tablets, consoles and other connected objects are part of our daily lives. With the “Portable items” cover, you are always covered, everywhere.

Natural disasters

Was your neighbourhood hit with a natural disaster and was your house destroyed? mozaïk covers you in case of flood, earthquake or landslide.

Eco energy

Your home is equipped with environmentally-friendly systems, such as a heat pump, solar panels, wind power, etc. All these facilities are insured against accidental damage, theft and also against indirect losses due to loss of productivity.

Theft and vandalism

Have you lost your keys or have you been the victim of a break-in, theft or an act of vandalism?

You are compensated for damage and stolen property, even outside.

Legal cover

Are you in a dispute with your telephone operator or did your neighbour build a wall without authorisation?

Don’t let any dispute complicate your life. The “legal protection” cover assists you in your procedures.

Third-party liability

Have you accidentally broken a friend’s valuable vase or did your child scratch the neighbour’s car?

The third-party liability cover allows you to avoid potentially very high costs. It covers financial damages and bodily injury.

Are you the landlord of a rental property?

To ensure you have adequate protection against the hazards associated with your situation, mozaïk offers you the opportunity to customise your insurance with the right covers for your situation.

 

Contact me

The postal code allows us to assign you an agent in the local community most suited to your needs, such as your home or work.

By providing your contact details, you agree that Foyer Group (Foyer-Assurances S.A., Foyer Santé, Foyer Vie et Foyer Arag, Raiffeisen Vie, Foyer Distribution) is able to contact you about its policies. No personal data should be included in the comments field, to ensure appropriate protection.

 
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mozaïk, the insurance that adapts to my lifestyle.

Speak with an agent to learn more about the content of the mozaïk insurance policies.

See all of our advice on the blog

How should you value the contents of your home?
Home insurance covers the building as well as its contents. Your premium will depend on the value of the contents you want to insure. Do you have to put down everything or only count valuables? Should you specify the price new, the present value or the replacement cost? How do you declare contents to your insurer? In this article, we help you to answer each of these questions, to make sure that your insurance policy provides protection as close as possible to reality.
Sustainable housing: how can you reduce your electricity consumption?
Improving energy efficiency has become a priority for every household. For the environment and the climate of course, but also because energy prices keep going up. This means that every investment linked to electricity consumption becomes profitable more quickly. But there are other good practices apart from investments, which are sometimes very easy to put in place. Here are some examples.
Our tips for combating pollution
Are you tired of hearing bad news about the environment? The damage we do to nature and to ourselves can be reduced by adopting some good habits. It is a personal commitment. Your neighbour may not do the same, but at least you will have tried to change things. The term pollution covers a whole range of bad things, including air pollution, water pollution, soil pollution, etc. Plastic waste, chemicals and fossil fuels attract the most criticism. Let’s see what we can do as individuals to reduce our impact.
What to do in the event of bad weather
The weather in Luxembourg is neither the most generous nor the most hazardous. We don’t have hurricanes, but we have storms. We don’t have tsunamis, but we have heavy rain. Storms – sometimes accompanied by heavy rain, strong winds, hail and lightning – can wreak havoc in a short period of time. Climate change and disruption to the seasons are also increasing the frequency of severe weather. Meteorological emergencies are increasingly becoming part of our daily lives. In this article, we offer some tips that should help you prepare your home and respond properly to all storms.
The nine best ways to prevent burglaries
All victims of burglary say the same thing – you feel your privacy has been violated and it takes time to feel safe again in your home. While stolen goods are quickly forgotten, since they are reimbursed by the insurance company, the trauma is harder to overcome. No house is completely safe from a burglary attempt. But there are some very useful and often simple tips – many of which are just good practice – which could help you to protect your home. We have selected the nine top tips for you to adopt daily or before setting off on holiday.

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